Credit Portfolio Manager
Heidelberg Materials US, Inc.
**About Us**
Heidelberg Materials is one of the world's largest suppliers of building materials. Heidelberg Materials North America operates over 450 locations across the U.S. and Canada with approximately 9,000 employees.
**What You'll Be Doing**
+ Manage and monitor a portfolio of customer credit accounts to ensure risk is balanced with business objectives
+ Work with Regional Credit Manager on credit limit adjustments based on customer knowledge and market insights
+ Collaborate with sales, finance, and operations teams to support customer relationships and resolve credit issues
+ Develop and implement strategies to improve portfolio performance and reduce delinquency
+ Prepare and present portfolio reports and risk analyses to senior leadership
**What Are We Looking For**
+ Strong analytical and decision-making skills with the ability to interpret financial data
+ Proven ability to manage multiple priorities in a fast-paced, collaborative environment
+ Excellent communication and interpersonal skills to build relationships across teams
+ Proficiency in credit risk tools, financial systems, and Microsoft Office Suite
+ Commitment to continuous improvement and sound judgment in credit risk management
**Work Environment**
This position operates in a professional office environment with occasional travel to customer or plant locations. It requires regular use of standard office equipment such as computers, phones, and printers. Flexibility for hybrid work.
**What We Offer**
+ Competitive base salary, 401(k) retirement savings plan with an automatic company contribution as well as matching contributions, highly competitive benefits programs, including:
+ Medical, Dental, and Vision along with Prescription Drug Benefits
+ Health Saving Savings Account (HSA), Health Reimbursement Account (HRA) and Flexible Spending Account (FSA)
+ AD&D, Short- and Long-Term Disability Coverage as well as Basic Life Insurance
+ Paid Bonding Leave, 15 days of Paid Vacation, 40 hours of Paid Sick Leave and 10 Paid Holidays
Equal Opportunity Employer - Minority / Female / Veteran / Disabled
**Req ID** JR10008650
**Minimum Pay Rate:** 73,570.00
**Maximum Pay Rate:** 98,096.67
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