Principal Accountabilities
● Review new and existing accounts’ credit analysis information in order to assess customer status and recommend credit line.
● Analyze, assess and report on risk of potential new and existing accounts. Review customer account information to identify accounts with potential credit line increase and accounts with potential risk. Also make recommendations to management regarding risk reduction strategies and alternative financing methodologies. Has credit authority for larger accounts.
● Develops, builds, updates, maintains and troubleshoot internal credit tools (i.e.. risk model, projection model, customer credit score).
● Review unresolved customer credit issues. Also develop internal relationships with sales personnel in order to execute customer credit issues.
● May review and release pending sales orders. Coordinate communication with Sales and customers.
● Meet with new sales/ops employees to review role of Financial Services and advise of policies and procedures.
Job Complexity
Job complexity may vary among jobs within this job level and will align with one of the job complexities listed below:
(1) Incumbent has limited level of discretion to vary from established procedures, works under general supervision, and solves some straightforward problems. Incumbent generally has limited work experience involving basic concepts and procedures but requires formal training in theories/concepts in own function.
(2) Incumbent has high level of discretion to vary from established procedures, works under broad supervision, and solves some complex problems. Incumbent generally has substantial work experience involving complex concepts and procedures in theories/concepts in own function.
Experience / Education
Typically requires a 4 year degree and 2–4 years of related experience; or an advanced degree without experience; or equivalent work experience.