Description Our client is a growing leader in the financial industry, specializing in providing comprehensive credit solutions to businesses and individuals. They are seeking a skilled Credit Analyst to join their team. This role is essential for ensuring the organization's risk management strategies and maintaining credit policies while fostering strong client relationships. Primary Job Responsibilities: + Assess and analyze the financial health of individuals or organizations to determine creditworthiness. + Conduct thorough evaluations of credit applications, financial statements, and payment histories to make recommendations for approval or denial of credit requests. + Perform in-depth financial ratio and trend analysis to support lending decisions. + Monitor ongoing credit accounts to ensure compliance with established loan terms and identify potential risks. + Issue timely and accurate credit reports, risk assessments, and correspondence related to credit decisions. + Collaborate with internal teams (e.g., sales and account management) to provide guidance on credit limits and risk exposure. + Stay updated on current industry regulations, economic trends, and credit-related policies to ensure compliance and sound recommendations. + Support the preparation of portfolio reviews and presentations for senior management and/or regulatory bodies. Requirements + 1–3 years of credit analysis, financial analysis, or related experience required. Experience in a banking, real estate, or corporate finance environment is a plus + Bachelor’s degree in Finance, Accounting, Economics, or related field is required. Progress toward CFA certification or similar credentials is a bonus. + Proficiency in financial analysis tools and credit evaluation systems. + Familiarity with software such as SAP, Oracle, or other loan management platforms (or ERP systems). + Advanced Microsoft Excel skills, including data modeling, VLOOKUP, and pivot tables. + Demonstrated understanding of financial statements, credit principles, and financial ratios. + Strong critical thinking abilities, excellent verbal and written communication, attention to detail, and the ability to work independently and as part of a team. Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s Terms of Use (https://www.roberthalf.com/us/en/terms) .