Job Description **Requirements** + Previous experience in Credit Management or Finance preferred + Bachelor’s Degree in Business, Economics, Finance, or Accounting + Knowledge in Financial Analysis (Balance Sheet, Profit & Loss and Cash Flow Statement) + Highly proficient with MS Office, with intermediate Excel skills required + Must be extremely detail oriented + Strong customer service focus + Advanced written and verbal English (any other European language will be considered as a plus) + Excellent oral and written communication skills, with the ability to communicate across many organizational levels + Must possess high energy and sense of urgency + Strong organizational skills and ability to work with many projects simultaneously + Experience excelling within fast paced, high energy environments **Responsibilities** + Perform analysis and release for orders on credit hold due to: + Credit Limit exceeded + Overdue + Process blocked orders after the credit assessment + Customer financial statements analysis (Balance Sheet, Profit & Loss and Cash Flow Statement) + Assess new customer credit risks + Assess customers against policy and document credit risks + Issue proposed credit limits for approval + Support the review of Non-Standard Commercial Terms + Ongoing monitoring of customer credit risk + Monitor & update specific customer risks + Liaise with stakeholder groups to discuss options + Communicate with interested parties + Monitor customers nearing or reaching credits + Analyze a portfolio of customers, and document overall credit risks + Annual credit reviews + Monitor timeliness and requirement for annual review + Reference credit records with customer activity, including outstanding balances + Request deactivation of customer accounts (where appropriate) + Evaluate ratings and propose changes to limits. + Execute standard credit reporting + Support other OTC Process teams as business demand requires **Carrier is An Equal** **Opportunity/Affirmative** **Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status, age or any other federally protected class.** **Job Applicant's Privacy Notice:** Click on this link (https://www.corporate.carrier.com/legal/privacy-notice-job-applicant/) to read the Job Applicant's Privacy Notice