Description

At Citizens, we’re more than a bank. Here, you’ll experience new things, create new opportunities, think beyond your role, and make an impact. While in this role, you will participate in credit underwriting, monitoring and portfolio management of new and existing commercial banking relationships to ensure strong credit quality and achieve efficient internal processes to retain and expand customer relationships. Most importantly, you’ll feel valued for who you are and supported to achieve what’s important to you, personally and professionally.

Primary responsibilities include

Responsible for proactive credit and risk administration of assigned portfolio accounts in the assigned portfolio.Structuring, underwriting, and documenting new business, renewals and modifications as the credit expert within the first line of defense.Provide client management support for assigned portfolio. Direct client interaction on standard credit and risk follow-up issues. Actively engage with relationship managers on progress, issues, and challenges regarding a particular customer relationship or portfolio concern.Handle multiple demands and competing priorities while meeting deadlines and schedules associated with maintaining portfolio and compliance with credit and risk policies.Manage moderately complex credits.

Qualifications, Education, Certifications and/or Other Professional Credentials

5+ years relevant Commercial Banking experience requiredExperience in the Banking industry preferred with specific experience working with Finacial Services ClientsCompetency in financial analysis and credit structuringUnderstanding and applying credit policy, and credit monitoring and risk administration practicesExpected to have advanced level of credit experience, including legal documentation, and negotiating credit structures both internally and externallyExcellent verbal, communication, interpersonal and organizational skills requiredAbility to multi-task and function under pressureProficient in PC applications, including excel based projection modeling

Hours & Work Schedule

Hours per Week: 40 hoursWork Schedule: M-F

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.