**Zions Bank** recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among _American Banker_ magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the _Salt Lake Tribune’s_ Top Workplaces. Make the leap into a new era of banking. Let us transform your career. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Our team is looking to fill a **Credit Underwriting Manager** position for our **Dealer Banking division in our Sandy, Utah office location.** **Role Description:** The individual in this role holds primary responsibility for overseeing the underwriting operations within the division. This includes managing the evaluation and decision-making process for loan applications originated by the department, ensuring consistency, accuracy, and compliance throughout. **Key Responsibilities:** + Lead and manage all commercial credit underwriting activities, ensuring alignment with organizational standards and regulatory requirements. + Supervise the assessment, approval, and denial of loan applications, maintaining high standards of quality and risk management. + Monitor the integrity and performance of approved loans to ensure underwriting quality and adherence to policy. + Oversee a team of credit professionals, providing guidance, support, and performance oversight. + Stay current with industry trends, regulatory changes, and best practices in loan underwriting, and ensure the underwriting team is informed and trained accordingly. + Ensure compliance with all applicable laws and internal policies within the underwriting division. + Manage staffing activities including recruitment, transfers, terminations, and performance evaluations. **Qualifications:** + Eight to Ten years of experience in commercial loan underwriting, 3 years of management experience. + Experience in underwriting and managing commercial loans, including Commercial & Industrial (C&I) and real estate loans. + Proficiency in analyzing financial statements, credit reports, and collateral to assess risk and creditworthiness. + Proven ability to lead and mentor a team of underwriters, fostering collaboration and ensuring high-quality work. + Familiarity with banking policies, regulatory requirements, and compliance standards related to commercial lending. + Experience in monitoring and managing commercial loan portfolios, identifying risks, and implementing strategies for improvement. + Strong ability to collaborate with stakeholders, including relationship managers, portfolio managers, legal teams, and borrowers, to structure loans and resolve issues. + Experience in streamlining underwriting processes to enhance efficiency and effectiveness. **Benefits:** + Medical, Dental and Vision Insurance - START DAY ONE! + Life and Disability Insurance, Paid Parental Leave and Adoption Assistance. + Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts. + Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays. + 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience. + Mental health benefits including coaching and therapy sessions. + Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire. + Employee Ambassador preferred banking products. **Req ID:** 068029 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.