Collateral Analyst
Raymond James Financial, Inc.
**Summary of the** **Position:**
The Collateral Analyst monitors and evaluates fluctuating loan collateral value for Private Bank and Asset Based lines of credit; and provide reporting and related support to the Credit / Portfolio Management team.
**Primary Functions of the** **Position:**
+ Reviews daily brokerage system feeds to value collateral assets associated with Private Bank lines of credit
+ Provides notification to private bankers and loan operations regarding advances or issues
+ Reviews and verifies collateral borrowing base reports for asset-based lines of credit
+ Prepares and distributes the daily collateral reports
+ Verifies ineligible calculations, verifies A/R reconciliation balance, and ensures information is rolled up properly in all final Bank Collateral reports
+ Provides notifications of defaults and/or updates regarding borrowing availability
+ Evaluates and prepares collateral release requests daily
+ Ensures line of credit availability is accurately reflected on commercial loan system
+ Reviews legal and ongoing borrower provided documentation for accuracy and completeness
**Education and** **Experience:**
+ Bachelor’s Degree in related field, or equivalent years of experience
+ 3-5 years of banking or securities experience including previous experience in collateral analysis, credit or related function
+ Experience with special asset analysis and work out solutions is preferred
+ Experience with marketable securities, collateralized or asset-based lending
**Essential Skills and** **Abilities:**
+ Demonstrated knowledge of accounting principles, collateral evaluation methods and general knowledge of underwriting
+ Proficient in MS Office (specifically Excel and Word)
+ Organized with strong attention to detail
+ Professional interpersonal and communication skills
+ Demonstrated ability to assist in the analysis of problem accounts
+ Demonstrated strong analytical and project management competencies
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