The Risk Reporting and Exposure Monitoring role is critical for effectively managing and communicating the company's risk exposure. Individuals in this role provide a comprehensive analysis and reporting of inherent risks across various portfolios, and regulatory reporting in compliance with standards like FR Y-14. By providing a clear view of the company's risk profile, this role enables informed decision-making. This role is key to the company's overall risk management strategy, regulatory compliance and protection of financial health and reputation. **Responsibilities** : + Evaluate project-based proposals, provide recommendations to enhance risk controls, and ensure alignment with the overall risk management framework + Validate the monitoring of credit and risk exposure against established credit limits. + Identify potential gaps or inconsistencies in monitoring activities and escalate issues. + Review risk reports pertaining to credit limits and risk appetite. + Analyze reported data for accuracy and identify potential areas of concern. + Verify accuracy of risk exposure data within applications and conduct data quality assessments to identify discrepancies or errors. + Analyze complex risk-related problems, research industry standards/best practices, and recommend solutions to improve risk management. + Support the development and implementation of risk management frameworks and policies. + Assist in coordinating risk management activities across teams. + Interpret risk data from various sources to formulate recommendations for risk mitigation strategies and improved risk management practices. + Conduct risk assessments focusing on potential impacts to the organization's reputation and provide recommendations for effective mitigation strategies. + Monitor adherence to relevant laws, rules, and regulations; escalate potential compliance gaps to senior management for further action. + Promote an ethical culture throughout the organization by serving as a positive role model for integrity and ethical behavior in all professional activities. + Escalate, manage, and report control issues effectively. + Ensure all identified issues are addressed in a timely manner and that appropriate corrective actions are implemented. + Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty. + Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures. + Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes. + Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization. + Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda + Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities. + Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team. + Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness. + Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements. + Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals. + Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult + Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals. + Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi’s clients and the community. + Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development. + Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities. + Empathetically listens and understands others’ positions before acting on issues; works to amplify voices that are minimized in the workplace + Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards **Qualifications** : + 2-5 years relevant experience + Basic experience in the financial industry, particularly in areas related to credit or banking. + Participation in review processes or audits. + Understanding of financial operations. + Familiarity with the basics of collateral management and risk mitigation. + Understanding of the importance of strict adherence to rules, regulations, and policies. + Experience or interest in areas related to compliance and issue reporting. + Proficient in MS Excel and MS Access for data management and queries. + Ability to assess risk judiciously in business decisions. + Familiarity with compliance to applicable laws, rules, regulations, and adherence to policies. + Sound ethical judgment in personal behavior, conduct, and business practices. + Ability to escalate, manage, and report control issues transparently. **Education** : Bachelor's/University degree or equivalent experience Fluent English (must) + 2-5 years relevant experience + Basic experience in the financial industry, particularly in areas related to credit or banking. + Participation in review processes or audits. + Understanding of financial operations. + Familiarity with the basics of collateral management and risk mitigation. ------------------------------------------------------ **Job Family Group:** Risk Management ------------------------------------------------------ **Job Family:** Risk Reporting and Exposure Monitoring ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Most Relevant Skills** Analytical Thinking, Credible Challenge, Data Analysis, Governance, Management Reporting, Policy and Procedure, Policy and Regulation, Programming, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._ _View Citi’s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)_ _poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.