Job Purpose & Scope This job will focus primarily on creditors’ rights, commercial and consumer debt collection, bankruptcy, fraud and related litigation. Serves as in-house associate legal counsel by conducting research, providing counsel and representing the bank in various legal matters. May focus on a legal specialty. Works under the direction of the General Counsel-Litigation & Transactions. Essential Job Functions Partners with business units and senior leaders to provide practical legal advice on issues related to complex business and banking matters. Provides compliance guidance in connection with laws governing financial services products and consumer protection. Advises on legal and regulatory risk-mitigation strategies. Investigates and resolves threatened litigation, Including drafting letters in response to customer complaints and inquiries. Supervises outside counsel retained to resolve complex litigation. Conducts research on relevant laws, regulations, and case law. Advises management as to the interpretation of laws and regulations and on new and recent changes in laws and regulations that affect the bank. Monitors and remains current on emerging legislative developments and best practices that may affect the bank. Ensures compliance with relevant banking laws and regulations. Prepares and reviews legal documents such as pleadings, motions, contracts, and other related legal instruments. Assists with the preparation for and participation in litigation, including conducting discovery, preparing witnesses, and presenting cases in court. May provide assistance with training bankers, associates, operational staff and customer support staff on legal issues. Reviews and approves outside counsel invoices and IRS Summons. Knowledge, Skills & Abilities Knowledge, Skills & Abilities: Knowledge of banking industry and regulations Knowledge of legal terminology, forms, documents, practices, and procedures Ability to exhibit sound and accurate judgment and effective critical thinking, analytical, and problem-solving skills Ability to demonstrate business acumen Ability to demonstrate highly effective, professional, and influential verbal and written communication skills, including presentation skills Ability to work without close supervision Ability to read, interpret, and synthesize complex and diverse information Ability to maintain required confidentiality, discretion, and diplomacy Ability to develop workable implementation plans Ability to set expectations and monitor delegated activities Ability to demonstrate accuracy and thoroughness and produce quality work deliverables (e.g., records, reports, correspondence) Ability to demonstrate initiative and meet exacting deadlines Able to work extended hours as needed to reach a goal or deadline Skill in using computer and Microsoft Office products, including Outlook, Word, PowerPoint, and Excel Legal Specialty (as applicable) Offers legal advice to internal stakeholders or clients on matters related to debt collection, bankruptcy, and fraud. Provides strategic guidance related to the bank’s overall collections efforts for commercial/consumer loans. Provides guidance on creditors’ rights and bankruptcy matters. Investigates and resolves threatened litigation in connection with commercial/consumer collection activities. Conducts research on relevant laws, regulations, and case law regarding debt collection, bankruptcy proceedings, fraud and relevant banking matters. Ensures compliance with relevant laws and regulations related to debt collection, bankruptcy, and fraud. Prepares and reviews legal documents such as pleadings, motions, contracts, and other legal instruments related to collections, bankruptcy, fraud cases and retail banking matters. Advanced knowledge of the law with special emphasis on matters involving bankruptcy, debt collection, litigation, fraud, and contracts. Basic Qualifications Juris Doctorate from an ABA-accredited law school required Active law license in good standing, required 5+ years of litigation experience, required 5+ years of experience coordinating complex litigation and contract matters, preferred Experience with bankruptcy, corporate restructuring, loan workout and/or creditor representation in the financial services industry, preferred. Job Expectations Job Expectations: Operate customary equipment and technology used in a business environment, with or without accommodation. Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time. EEO Statement Bank OZK is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, disability status, protected veteran status, or any other characteristic protected by federal, state, and local law. Member FDIC.