Morgan Stanley Services Group, Inc. seeks an Associate, Risk / Policy Management in New York, New York
Leading underwriting approvals and managing client credit portfolios across domestic (US) and international markets. Developing and maintaining regulatory and internal credit risk reports. Conducting financial statement analysis, market risk evaluation, and jurisdictional risk. Partnering with cross-functional teams to design and implement customized reporting solutions. Leading and actively participating in strategic credit risk projects, driving process improvements and ensuring alignment with organizational goals. Conducting comprehensive credit analysis of transactions, annual reviews, and ad-hoc assessments. Delivering actionable credit ratings and recommendations, maintaining alignment with internal risk strategies and ensuring accurate credit exposure classification. Escalating critical observations related to individual credit relationships, providing data-driven recommendations on credit classifications and risk ratings. Mentoring and training junior staff, cultivating a culture of risk awareness and analytical rigor while monitoring macroeconomic and geopolitical trends affecting repayment risk and portfolio health. Telecommuting permitted up to 2 days per week.
Salary:
Expected base pay rates for the role will be between $124,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.
Requirements:
Requires a Bachelor’s in Financial Services, Insurance, Risk Management, or a related field and five (5) years of experience in the position offered or five (5) years as an Associate, Analyst, or a related occupation. The employer will also accept a 3- or 4-year Bachelor's degree in the listed fields of study and five (5) years of experience. Requires five (5) years of experience with: Structured Risk Assessment; Regulatory Compliance with Federal and regulatory framework; Scenario analysis and stress testing; Jurisdiction- Specific Risk Analysis; Data Quality Assurance in Reporting Systems; Quantitative Analysis of Counterparty and Transaction analysis; Risk evaluation and compliance monitoring in credit and transaction; Interpreting Geopolitical and Macroeconomic Credit Impacts; and Fraud Detection and Prevention Techniques.
Qualified Applicants: To apply, visit us at https://morganstanley.eightfold.ai/careers?source=mscom and enter JR015136 in the search field. No calls please. EOE
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.
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Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.
It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).