Description

As the Appraisal Analyst III, you will be a contributing member of the Collateral Risk Management Team. In this role you will make decisions on collateral as a function of Citizens' due diligence, as it pertains to risk exposure on residential real estate. You will perform moderately complex internal real estate appraisal reviews for 1–4 family properties for compliance with corporate policy and secondary standards; such as Uniform Standards of Professional Appraisal Practice (USPAP), Fannie Mae, Freddie Mac, and HUD guidelines. This will include Owner or Tenant Occupied, Single Family, Condos and PUD units with a loan amount of $0 - $999,999.

Primary responsibilities include

Analyzes the reasonableness of the appraisals to Confirm reported value is supported for financing purposes while evaluating report completion methodology.Maintains daily and monthly goals set by Senior Management.Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices.Perform other responsibilities as directed by the team Leader or other Sr. Management.Communicate with appraisal vendors to obtain clarification and additional supporting explanations and/or data as deemed necessary.Report inconsistencies and irregularities on appraisals to the Manager to determine If an escalation is required.

Qualifications, Education, Certifications and/or Other Professional Credentials

Required QualificationsCertified Real Estate License / ActiveMust be a Certified/Certified General appraiser Experience / expert in Fannie / Freddie Guidelines Experience with Construction to Perm Appraisal or Appraisal ReviewExperience reading plans and specifications 

Hours & Work Schedule

Hours per week: 40Work Schedule: Monday through Friday 

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.