Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Analyst, Legal Compliance

Analyst, Legal Compliance - Job Description Summary
Location: Pune, India

Overview:

Mastercard is committed to protecting our network from being used to facilitate money laundering or terrorist financing. Mastercard’s Global Anti Money Laundering (AML) Financial Intelligence Unit (FIU) has implemented transaction monitoring programs to meet regulatory obligations, support internal stakeholder investigations and to ensure that customers have robust programs in place to meet Mastercard requirements.

The Financial Intelligence Unit is responsible for Suspicious Transaction Reporting (STR), Cash Transaction Reporting (CTR) and other required reporting to the India Financial Intelligence Unit,. Mastercard’s obligation is to monitor cross border cardholder activity conducted within India utilizing the Mastercard network, to identify red flags indicating potential money laundering and/or terrorist financing activity

In addition, Mastercard conducts transaction monitoring and data analysis of Domestic India Customer activity.

Role & Responsibilities

•\tResponsible for performing accurate and timely suspicious activity transaction monitoring alert dispositions:
o\tAnalyze patterns of behavior by card and/or merchant to detect suspicious activity, exercising critical thinking and using solid judgement in determining the validity of the alerts
o\tUtilize MasterCard tools as well as external research methods to enhance data analysis
o\tDocument clear and concise alert disposition summaries
o\tEngage cross functional teams as needed for dispositioning of alerts as needed
o\tEscalate analysis concerns to manager for guidance
o\tMaintain current tracker of alerts generated, alert disposition documentation including:
o\tPrepare files for India FIU STR, CTR and other required reporting, and deliver/upload to the India FIU within required timeframes and within required formats
o\tLog recurring STR/CTR and other required reporting or India FIU requests within Government Data Request Tracker and seeking Data Privacy and Regulatory approval when required and providing support as needed
•\tDisposition domestic India Network Guardian transaction monitoring alerts, performing accurate data analysis and executing data queries
•\tAbility to work with various internal and external teams to troubleshoot data, reporting issues, and demonstrate proficient manipulation of data using tools such as Microsoft Excel
•\tMaintain a high degree of professional competence in the area of financial crimes investigations through self-study, webinars/seminars, professional organizations, and other internal or external training
•\tAct as a back-up to the Manager, Legal Compliance in Pune


Knowledge/Technical Skills

•\tBachelor’s degree required, AML transaction monitoring experience preferred or equivalent experience working within a financial Institution
•\tAbility to proactively manage time and prioritize tasks to meet analysis and investigative goals in an efficient and complete manner
•\tDemonstrated ability to manage and work independently, effectively and efficiently in a fast-paced environment, and able to identify issues for escalation within a timely manner
•\tAdvanced Microsoft Excel knowledge required, including Power Pivot
•\tDemonstrated ability to analyze large complex data sets; use external resources to arrive at conclusions; and creatively identify why trends in data are occurring
•\tUnderstanding of basic coding concepts and methodologies to extract, clean, manipulate, and summarize data
•\tUnderstanding of Structure Query Language (SQL) or similar programming languages, including modifying existing SQL scripts to extract data pertaining to a specific investigation
•\tACAMS Certification preferred
•\tExcellent written, oral and listening skills
•\tAbility to swiftly adapt to changing priorities while working through different data sets
•\tConsistently produce high quality, accurate, detailed reports according to requirements
•\tAbility to present and clearly explain and defend conclusions verbally and visually
• Demonstrate a high degree of self-motivation, independence, organization, time management, and attention to detail
•\tAbility to multi-task while consistently meeting deadlines

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

Abide by Mastercard’s security policies and practices;

Ensure the confidentiality and integrity of the information being accessed;

Report any suspected information security violation or breach, and

Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.