**Career Area:** Finance **Job Description:** **Your Work Shapes the World at Caterpillar Inc.** When you join Caterpillar, you're joining a global team who cares not just about the work we do – but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here – we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it. Our common values and focus on inclusion and respect drive the decisions made by our company, teams and people. This is why we are committed to hiring and building diverse teams representative of the customers we serve globally. When you join our team, you can apply your unique life and job experiences and work in an environment where your ideas are heard, your contributions are celebrated, and your whole-self matters. **About Cat Financial** Cat Financial is a subsidiary of Caterpillar Inc., the world’s leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For more than 40 years, Cat Financial has provided a wide range of financing solutions to customers and Cat® dealers for machines, engines, Solar® gas turbines, genuine Cat parts and services. Headquartered in Nashville, Tennessee, Cat Financial serves customers globally with offices and subsidiaries located throughout North and South America, Asia, Australia, Europe and Africa. Visit cat.com to learn more about Cat Financial. Role Definition + Manages portfolio volume and profitability for covered industries or products. Responsibilities + Advising customers on insurance and risk management, utilizing commercial insurance products to fit customer’s needs. + Initiating renewal process for existing clients, and developing renewal or new business specifications. + Preparing proposals and insurance summaries based on evaluation of client coverage needs. + Building and maintaining strong relationships with clients and insurance carrier representatives and resolving customer inquiries. + Developing programs and products, implementing robust pricing, risk validation, enrollment and documentation processes. Skill Descriptors + **Products and Services:** Knowledge of major products and services and product and service groups; ability to apply knowledge of product and service appropriately to diverse situations. + **Risk Management:** Knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations. + **Communicating Complex Concepts:** Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience. + **Customer/Market Focus:** Understanding of the importance of remaining aware of shifting market priorities and ability to respond to internal and external customer needs in a manner that consistently adds value. + **Commercial Insurance:** Knowledge of commercial insurance products, market segments and marketplaces; ability to enable a more effective application of the insurance organization's business. + **Knowledge of Insurance Operations:** Knowledge of the full spectrum of activities, practices, tools and considerations for insurance operations; ability to apply knowledge of insurance operations to provide administrative support to the insurance business. + **Property and Casualty Insurance:** Knowledge of concepts, features and benefits of property and casualty insurance; ability to utilize knowledge of property and casualty insurance in the insurance products development, marketing, sales and other related functions. + **Addressing Customer Needs:** Knowledge of the principles and practices for addressing customer needs; ability to meet customer needs by offering appropriate products in an appropriate manner. Consideration for Top Candidates: _Must-Have Skills:_ + **Insurance Background** : The ideal candidate will have extensive experience in the insurance industry, specifically in commercial insurance and insurance products. This includes a deep understanding of the various types of commercial insurance policies, the regulatory environment, and the unique challenges and opportunities within the commercial insurance sector. + **Policy Forms Familiarity** : The candidate should possess strong knowledge of policy forms for commercial lines. This means they should be well-versed in the standard policy forms used in the industry, understand the legal and regulatory requirements for these forms, and be able to interpret and apply them effectively in various scenarios. _Nice-to-Have Skills:_ + **Captive Insurance Experience** : Experience working with captive insurance products or through a captive insurance provider is highly desirable. This includes understanding the structure and benefits of captive insurance, the process of setting up and managing a captive, and the specific regulatory and compliance issues related to captive insurance. + **Policy Form Creation** : The ability to create new policy forms for commercial lines is a valuable skill. This involves drafting and designing policy forms that meet the needs of new types of coverage, ensuring they comply with legal and regulatory standards, and working with underwriters and other stakeholders to develop innovative insurance solutions. + **Insurance Product Development** : A strong understanding of how insurance products are priced and developed is desirable . This includes knowledge of actuarial principles, risk assessment, market analysis, and the product development lifecycle. The candidate should be able to contribute to the creation of competitive and profitable insurance products that meet the needs of the market. This Job Description is intended as a general guide to the job duties for this position and is intended for the purpose of establishing the specific salary grade. It is not designed to contain or be interpreted as an exhaustive summary of all responsibilities, duties and effort required of employees assigned to this job. At the discretion of management, this description may be changed at any time to address the evolving needs of the organization. It is expressly not intended to be a comprehensive list of “essential job functions” as that term is defined by the Americans with Disabilities Act. Relocation is available for this position. Visa Sponsorship is not available for this position. This employer is not currently hiring foreign national applicants that require or will require sponsorship tied to a specific employer, such as, H, L, TN, F, J, E, O. As a global company, Caterpillar offers many job opportunities outside of the U.S which can be found through our employment website at www.caterpillar.com/careers. **Posting Dates:** April 30, 2025 - May 6, 2025 Any offer of employment is conditioned upon the successful completion of a drug screen. EEO/AA Employer. All qualified individuals - Including minorities, females, veterans and individuals with disabilities - are encouraged to apply. Not ready to apply? Join our Talent Community (http://flows.beamery.com/caterpillarinc/talcom) .