Job Description

The RBC Cards Credit Strategy team is hiring a Credit Strategy Intern. In this position, you will use analytics to develop credit strategies to grow RBC Revenue and manage risk to ultimately optimize portfolio profitability. This includes experimental design, statistical analysis, profitability modelling, data mining and analytics.

What will you do?

Use data mining, profitability modelling and business intuition to inform lending decisions for cards credit programs

Utilize Python and data analysis libraries (Pandas, Numpy, PySpark, and many more) to analyze large datasets and generate meaningful insights.

Support model validation through code documentation, task reproducibility, and general model governance

Support data quality checks to ensure the accuracy and reliability of data used in analysis

What do you need to succeed?

Currently enrolled at a Canadian post-secondary institution with a focus in one of the following areas: computer science, engineering, mathematics, and statistics. Preferably in third year or pursuing a master’s degree.

Strong problem-solving abilities with a keen attention to details

Strong communication skills and ability to simplify and explain complex technical concepts

Advanced Programming skills in Python with experience in data science related tools and packages like, Pandas, Numpy, PySpark, etc.

Ability to perform complex data analysis on large volumes of data and present findings to stakeholders

Proficient in Excel and PowerPoint

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Ability to work on a high-exposure project with significant business impact

Work in a dynamic, collaborative, progressive, and high-performing team

Opportunities to explore challenging work in model and strategy development

Please note: This posting is for a 4-months Winter 2026 Student placement with a start date of January 2026, and end date of April 2026. In order to be eligible for this 4-months Student position, you must either:

Be returning back to school after the work term end-date of April 2026 ; orIf you are not returning back to school (i.e. are graduating in April 2026), you must require the full 4-months work term as a mandatory component to in order to graduate successfully.

Please ensure that you meet these eligibility requirements before applying - candidates who apply but are found to be ineligible are not able to be considered.

We encourage you to apply as soon as possible as we accept applications on a rolling basis, but please note that the formal application deadline is September 14, 2025. Should you be selected to progress, someone from our team will reach out directly to provide instructions on next steps. Otherwise, feel free to check for progress updates by logging in to your RBC profile. If the status has not changed, it denotes the fact that your application is still under review.

RBC is committed to supporting flexible work arrangements when and where available. The successful candidate for this role will be required to be located within Ontario for the duration of the work term. Details regarding the specific virtual, hybrid, and in-office arrangements for this Integrated Learning/ Co-op position are to be discussed with the Hiring Manager.

ET26

Job Skills

Communication, Computer Literacy, Data Analysis, Detail-Oriented, Interpersonal Relationships, Listening Effectively, Personal Development, Personal Initiative, Python (Programming Language), Structured Query Language (SQL)

Additional Job Details

Address:

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Student/Coop (Fixed Term)

Pay Type:

Salaried

Posted Date:

2025-08-21

Application Deadline:

2025-09-15

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.