**Raymond James Overview** **One of the largest independent financial services firms in the country could be the place you build a career beyond your expectations.** Our focus is on providing trusted advice and tailored, sophisticated strategies for individuals and institutions. Raymond James Financial is a diversified holding company, headquartered in St. Petersburg, FL. Raymond James provides financial services to individuals, corporations and municipalities through its subsidiary companies engaged primarily in investment and financial planning, in addition to capital markets and asset management. At Raymond James, we are putting the power of perspectives into action and building an inclusive and diverse workforce that reflects our commitment to associates and clients of the future. Our company values associate development and growth, offering opportunities through developmental programs, mentorships, and continuing education options. We strive to ensure everyone feels welcomed, valued, respected and heard so that you can fully contribute your unique talents for the benefit of clients, your career, our firm and our communities. Raymond James is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. **Job Summary** Under limited supervision, uses knowledge and skills obtained through education, training and experience to support the business unit by verifying credit information. Analyzes complex financial data to facilitate the credit decision-making process, as well as to develop, create structure for and manage such processes. Provides technical assistance to less experienced associates. Guidance is provided to perform difficult work that requires evaluation, originality and ingenuity to make moderately complex decisions. Maintains regular contact with customers and other external entities to identify, research and resolve moderately complex problems. **Essential Duties and Responsibilities** + Uses various reporting services to compile reports using client data. + Researches and analyzes financial statements, interprets findings, and prepares various reports. + Prepares and delivers written and oral credit presentations. + Maintains documentation files and monitors compliance with terms of loans and accounts. + May periodically monitor the financial position of established accounts and bring irregularities to the attention of higher level associates. + Prepares spreadsheets, reports, summaries and opinions. + Prepares report evaluations, ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines. + Conducts due diligence investigations for prospective transactions. + Performs other duties and responsibilities as assigned. **Knowledge, Skills, and Abilities** **Knowledge of** + Concepts, practices and procedures of credit analysis. + Financial markets and products. + Federal and State laws. + Finance and/or accounting principles, practices and procedures. **Skill in** + Reading, interpreting, analyzing and applying information from credit reports. + Researching, interpreting and analyzing financial statements. + Preparing financial position and credit reports. + Maintaining documentation files. + Monitoring compliance with loan/accounts. + Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines. + Preparing and delivering oral and written presentations. + Performing due diligence. + Operating standard office equipment and using required software applications. **Ability to** + Partner with others to accomplish objectives. + Attend to detail while maintaining a big picture orientation. + Interpret and apply policies. + Manage multiple tasks with changing priorities to meet deadlines in a fast paced environment with constant interruptions. + Provide a high level of customer service. + Establish and maintain effective working relationships with others. + Provide support on sales calls. + Solve moderately complex problems. **Education/Previous Experience** + Bachelor’s Degree (B.A.) in Finance, Accounting, Business or related field with a minimum of one (1) year of relevant experience preferred. + OR ~ + Any equivalent combination of experience, education, and/or training approved by Human Resources. **Licenses/Certifications** + None required. **Travel** **Travel Required:** No **Location** **:** St. Petersburg, FL